Livingstone Motor Group 01482 627527

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At Livingstone Motor Group we offer a range of finance options to aid with the purchase of your new vehicle. A few of these options are explained below:

Hire Purchase

You pay a deposit and pay off the value of the car in monthly instalments, with the loan being secured against the car. This means you don't own the vehicle until the last payment is made.

Personal Contract Purchase (PCP)

This is the most popular way to finance a car and is essentially a long-term loan agreement. Monthly repayments tend to be lower and then at the end of a fixed term you have a range of options:

- Return the car.

- Pay the final ‘balloon’ payment and own the vehicle outright.

- Put the resale value of the car towards getting another car.

This form of finance is ideal if you like to change your vehicle every few years.

Why Finance Through a Dealership

Personal Contract Hire (HCH)

A hassle-free approach to vehicle finance. This type of finance is a long-term lease of up to four years where you simply return the car at the end of the period. It means there is no obligation at the end of the contact – You walk away and start again.


Livingstone Motor Group are an appointed representative of ITC Compliance Limited which is authorised and regulated by the Financial Conduct Authority (their registration number is 313486). Permitted activities include advising on and arranging general insurance contracts and acting as a credit broker not a lender.

We can introduce you to a limited number of finance providers. We do not charge fees for our Consumer Credit services. We may receive a payment(s) or other benefits from finance providers should you decide to enter into an agreement with them, typically either a fixed fee or a fixed percentage of the amount you borrow. The payment we receive may vary between finance providers and product types. The payment received does not impact the finance rate offered.

All finance applications are subject to status, terms and conditions apply, UK residents only, 18’s or over, Guarantees may be required.